Overlay Portfolio Management
| Overlay Portfolio Management is an investment management service that allows multiple investment products to be combined and customized to the needs of an individual client. Traditionally, coordination among an investor’s multiple separate account managers, mutual funds and other investment vehicles has been difficult and cumbersome, dependent on the time and abilities of each individual advisor. The administrative burden and complexity of even basic tasks such as rebalancing across various products and accounts is daunting making true individualization and customization nearly impossible. By integrating the previously disconnected pieces of a client’s portfolio into a single account with one central discretionary authority, the Overlay Portfolio Manager (OPM) balances the investment decisions of individual managers with client-specific needs in order to implement a single holistic investment solution for each individual client. |
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Placemark’s OPM Process
Whereas traditional separate account programs focus on implementing a single model portfolio across thousands of accounts, Overlay Portfolio Management focuses on implementing individualized investment solutions for each client based on his or her unique requirements. Placemark uses its proprietary technologies to ensure the integrity of the investment solution delivered to clients while delivering operating efficiency for all program participants.
Overlay Management Functions
Account
AdministrationInvestment
Management
Asset Class Rebalancing
Cash Flow Management
(Contributions & Withdrawals)
Wash Sales Prevention
Tax Loss Harvesting
Individual Client
Tax Management
Individual Client
Risk Management
Tax-Aware Rebalancing
Restricted Securities Management
Placemark's process is equally capable of handling packaged and pre-configured UMA products for the mass-affluent marketplace, as well as highly customized and individually tax managed UMAs for ultra-high net worth clients. Placemark's overlay management process allows advisors to serve their clients better, resulting in greater productivity and improved client retention.